Brokerage Compensation Disclosure

You are a highly valued client, and Walter Roberts Insurance takes pride
in the services we provide to you.
We sell and service insurance products and services through an extensive
network of independent producers (brokers).

The role of our producers is to advocate on the behalf of the client,
championing the need to offer a choice of insurance products and services
that are affordable, available, and understandable.

While our producers are the primary way we sell insurance products, we
also sell insurance through our licensed employees.

Our role is to provide you with the best insurance value.

We are able to offer you excellent service and competitive prices because
we can access insurance coverage from more than one insurance company.

Brokerage Compensation





15% - 20%


Aviva Group (Aviva and Elite)


*7% - 15.5%

Aviva Group (Pilot)




10% - 20%

10% - 12.5%

Economical Mutual


10 - 12.5%

Economical Select
*17.5 - 20%




Intact Prestige





*5% - 10%



**8% - 12.5%

Optimum General



Premier Marine



Royal & Sun Alliance Insurance Company of Canada


South Western



Travelers Canada

Unica Insurance
*15% - 20
Wynward Insurance Group




Pacific Marine   15%




**Commission is capped at $250 per vehicle

This commission is paid annually for both new business and renewals. 
Should there be an increase in the commission schedule we receive from
your insurer, or any other material change that affects compensation
arrangements, we will notify you.

To maintain strong relationships with quality insurers we work with each
to provide the type of business they desire.

The Insurers with an asterisk (above) recognize our efforts through a
Contingent Commission contract. Payment of this Contingent Commission
depends on a combination of growth, profitability, volume, retention and
increased services that we provide on behalf of the insurer. It is based on
our entire portfolio of business with that insurer and not on individual policies.
Contingent Commission is not guaranteed. On occasions, insurance companies
may also invite us to an invitation only sales convention.

We are grateful to have you as a client and we welcome any suggestions
you have to assist us in serving you better. We appreciate your business.

If you have any questions regarding this or any other aspect of your
insurance needs please contact us.

Ronnie Roberts, President,
Walter Roberts Insurance Brokers Inc.